A hospital stay can interrupt more than your schedule.
Hospital Indemnity Insurance may provide fixed benefits for eligible, covered hospital events. Explore supplemental coverage options designed to provide added financial support when the unexpected happens.
Understand what a plan may provide and what it may not.
Request information or a conversation on your schedule.
For urgent medical care, contact your local emergency number.
A helpful layer, not a replacement for health coverage.
Hospital Indemnity Insurance is supplemental coverage. It is designed to complement major medical coverage, not replace it. Benefits depend on the specific policy, eligibility and covered event.
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These answers provide general educational information. They do not describe a specific policy or guarantee coverage.
What is Hospital Indemnity Insurance?
Hospital Indemnity Insurance is supplemental insurance that may provide specified benefits for qualifying hospital events according to the terms of the selected policy.
How can a benefit be used?
Depending on the policy, benefits may provide additional financial support following a qualifying covered event. Specific benefits and payment provisions vary by plan.
Will every hospital stay be covered?
No. Coverage depends on the policy terms, eligibility, exclusions, limitations, waiting periods and whether the event qualifies for benefits.
Does this replace my regular health insurance?
No. Hospital Indemnity Insurance is supplemental insurance and is not a replacement for comprehensive major medical health insurance.
Your coverage deserves a clear conversation.
Review your questions with someone who can explain available options and policy information clearly.
Hospital Indemnity Insurance is supplemental insurance and is not comprehensive major medical insurance. Coverage, availability, eligibility, benefits, limitations and exclusions vary by carrier, policy and state. This page provides general educational information and does not constitute an offer or guarantee of insurance coverage. Review applicable policy documents and disclosures before making a coverage decision.
